HOW KONZA WORKS
The Konza Tax-Integrated Wealth Process
Konza uses a six-step process to organize a client’s financial picture, evaluate connected decisions and provide ongoing guidance. The process helps bring retirement, investments, company stock, tax considerations and long-term priorities into one coordinated framework.
Why Does Konza Use a Coordinated Process?
Financial decisions are rarely isolated. A change involving retirement income, investments, company stock or taxes may affect several other parts of a financial plan.
The Konza Tax-Integrated Wealth Process provides a consistent way to organize those decisions, evaluate how they may interact and determine which actions deserve attention.
How Does the Konza Process Work?
Discovery
The process begins with a conversation about the client’s priorities, financial concerns and upcoming decisions.
This initial discussion also helps the client and Konza determine whether the firm’s services and approach are an appropriate fit.
Financial Organization​
Konza gathers and organizes the information needed to understand the client’s current financial structure.
Depending on the engagement, this may include investment accounts, retirement assets, company stock, cash flow needs, insurance, business interests and existing estate-planning arrangements.
Connected Decision Review
Once the financial picture is organized, Konza evaluates how the different areas may affect one another.
The objective is to identify important relationships, planning gaps, competing priorities and decisions that may require further analysis.
Strategy Development
Konza develops recommendations based on the client’s goals, financial circumstances and advisory engagement.
The recommendations may address several connected areas, but detailed service-specific strategies remain within the appropriate planning service.
Coordination and Action
Konza helps the client understand the recommendations, establish priorities and determine appropriate next steps.
When specialized tax preparation, legal advice or document preparation is needed, Konza may coordinate with the client’s qualified tax or legal professionals when appropriate and authorized.
Ongoing Review
Financial priorities may change as markets, tax laws, family circumstances, employment and retirement goals evolve.
Depending on the advisory relationship, Konza provides ongoing communication and periodic reviews to evaluate progress and determine whether adjustments may be appropriate.
Which Services May Support the Process?
The Konza process provides the overall planning framework. More detailed recommendations are addressed through the service area that owns the client’s specific need.
Personal Wealth Planning
For broader planning involving retirement, investments and long-term financial priorities, explore personal wealth planning.
Comprehensive Wealth Management
For ongoing investment management and coordinated financial guidance, explore comprehensive wealth management.
Company Stock Strategies
For planning involving employer stock, executive compensation or equity incentives, explore company stock planning.
Who May Benefit From the Konza Process?
Our process is designed for retirees and pre-retirees, executives, business owners and families managing concentrated company stock or preparing for a major life transition.
The Konza Tax-Integrated Wealth Process is guided by Konza’s advisory team and may include coordination with a client’s existing tax and legal professionals when appropriate.
What Do Clients Often Ask About the Process?
What happens during the initial consultation?
The initial consultation focuses on the prospective client’s priorities, current financial structure and upcoming decisions. It also allows both parties to determine whether the relationship may be an appropriate fit.
Does Konza provide tax or legal advice?
Konza provides tax-aware financial planning. Specialized tax preparation, legal advice and legal document preparation remain the responsibility of qualified tax and legal professionals.
Can Konza work with my existing CPA or attorney?
When appropriate and authorized by the client, Konza can coordinate with the client’s existing tax and legal professionals to help keep the broader financial strategy aligned.
How often is the financial plan reviewed?
The timing and scope of reviews depend on the client’s advisory engagement, financial complexity and current priorities.